I Started Travel Hacking?
After considerable research and multiple sources proclaiming that opening new credit cards (and keeping no balance) does not ruin your credit, I decided to give it a go.
I signed up for my first new card in years and paid the balance in full every month. My credit score went up. WTF, I thought. I signed up for another and next thing I know I have 6 in 3 months. My credit continued to grow and so did my passion for travel hacking.
More than a dozen cards later and my credit has never been higher. Time has passed, I have opened and closed many new credit cards and I can confirm, that just opening or closing credit cards (properly) does not hurt your credit.
It’s not quite as easy as saying yes or no to the frequent question “Does opening credit cards ruin your credit?”. It’s important to know that if done correctly, opening credit cards (but not racking up debt) will not ruin your credit it may very well improve it.
The experience gained traveling are some of the finest in life. The blessing of traveling for pennies on the dollar (if not completely free) is an incredible gift and has been a life changer for me.
I have wanted to become a digital nomad (a person who travels full-time and works remotely wherever in the world they please). With the help of travel hacking, I am just starting my digital nomad journey but that’s another story for another day.
I want to share every bit of knowledge I have learned on stacking your chips with travel reward miles so others can have amazing, life changing experiences that they could not have done beforehand. I will teach you every step of the way.
My favorite beginner travel rewards card
Chase Sapphire Preferred®
Disclosure: I may receive compensation or points for some of the links posted on this blog. If you do use one of my affiliate links I am very grateful for your support. After all, I can’t buy food or beer with points so your support is important to keeping the blog running. I publish this blog based on my opinion and what I truly believe to be the truth and will not change this to try to increase compensation. Thanks for your support!
Chase Sapphire Preferred® Card
With great travel benefits, 2x points on travel & dining and a 50,000 point sign up bonus, the Chase Sapphire Preferred is a great card for those looking to get into the points and miles game.
More Things to Know about CHASE SAPPHIRE PREFERRED® CARD
- Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®
- 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
- Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
- No foreign transaction fees
- 1:1 point transfer to leading airline and hotel loyalty programs
- Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
- No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards