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Southwest Credit Card Review

Southwest Credit Card Review

What’s up everyone? Today, I wanted to do a review of the Southwest Plus and Premiere cards. Both have elevated sign up bonuses at the moment.

But first, if this is your first time here, my name is Jason I’m the founder of I’m a travel rewards consultant. I teach people how to use travel points and miles for free travel so be sure and subscribe so you don’t miss anything.

So, talking about the two Southwest personal credit cards, the plus and the premiere, both have escalated signup bonuses at the moment. This is Fantastic. Now is definitely a great time to sign up for these very similar cards.

By the way, Southwest is by far my favorite airline in the US. Many times I would book a trip on Southwest where I’m not even sure if I wanted to take it or not. Southwest gives you flexibility like no other airline in the US or on any other airline that I know of.

For example, if you booked a trip, you can cancel your trip anytime. They won’t give you the money back, but they will keep that money and you can use that for another trip. Same thing if you used points.

You can also book a trip, and then change the dates if you need to. If it is a more expensive flight, there are no fees to change it. All you will be paying is the difference. If it is a less expensive flight, they’ll actually give you the money back in a credit or in points back.

Isn’t that incredible?I’ve used that feature so many times and is the only reason why they are my favorite airline.

They’re nice people to deal with. If you miss a flight or you have some issues, they will oftentimes help you out. For the other airlines though, you know you’re pretty much screwed.

You already get two free checked bags with Southwest, so these cards don’t offer anything like that. What they do offer is pretty much points. The only other value outside of the signup bonuses are you get double points for any Southwest purchases and their hotel and car rental partners. That’s pretty much it.

Both of these cards normally have 40,000 points signup bonuses but the plus card got 50,000 at the moment when you hit 2 thousand minimum spend. There is a $69 annual fee that’s not waived the first year though. The only other bonus of this card is you get three thousand points on your anniversary date if you renew the card.

Now for the Southwest Premier Card, this card is almost identical to the Plus card. The only difference is that it got a ninety nine dollar annual fee, and then six thousand point bonuses when you renew.

These cards could be really fantastic for you if you’re going for the Southwest Companion Pass. This is basically a plus one for all flights that you book for Southwest using points or cash.

For example if you got this right now, January of 2018, you would have this companion pass for the end of 2018 and all 2019. If you got these two cards right here and then hit both of the minimum spends you would be at a hundred and four thousand points. To get that companion pass, it is a hundred and ten thousand points. And I believe you are also allowed to change the person that is your ‘companion’ three different times.

In my opinion, this is the best deal in travel hacking. By far the best deal for domestic. By the way, Southwest has just added, Hawaii (where I am actually at the moment). They have had just added Hawaii to their list of destinations.

They haven’t given us the date exactly but I believe it will be towards the end of 2018 that you could fly a round trip to Hawaii with a ‘companion’ using the companion pass.

Overall, I think this is these are great cards to have.

One thing to note is these definitely are under the chase 524 rules. If you have more than five cards in the last 24 months, you will not be approved for these cards. If you were under 524, definitely know these cards very carefully because they do count towards those five cards and 24 months from Chase.

I think, right now, when they both have escalated signup bonuses is definitely a great time to sign up for them.

If you are hesitant because of the 524 rule, there’s also a business card that will not count towards that Chase 524. This has a 60,000 point signup bonus at the moment. If you got this and one of the cards, then you would immediately hit that hundred and ten thousand points.

Again, you know I love Southwest. They’re the only airline I feel like is truly good people to deal with. I trust them. I like them. They’re always nice. They’re fun.

You know the seats are not the most comfortable. It’s not really a first class or business class type experience but having the free check bags and the flexibility to change your trip as you see fit is what makes them my favorite.

So I hope this was helpful guys if it was, please give it a thumbs-up.

Comment down below and let me know if you have any of these Southwest credit cards. If Southwest is not your favorite airline, let me know what is.


Chase Sapphire Preferred® Card

With great travel benefits, 2x points on travel & dining and a 50,000 point sign up bonus, the Chase Sapphire Preferred is a great card for those looking to get into the points and miles game.


<li>Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards®</li>
<li>2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.</li>
<li>Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening</li>
<li>No foreign transaction fees</li>
<li>1:1 point transfer to leading airline and hotel loyalty programs</li>
<li>Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel</li>
<li>No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards</li>

About The Author


Jason is a travel hacker turned full-time digital nomad. He travel hacks his way through the world using millions of points and miles to travel for nearly free. Follow along and learn the secrets to free travel.

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Jason is a travel hacker turned full-time digital nomad. He travel hacks his way through the world using millions of points and miles to travel for nearly free. Follow along and learn the secrets to free travel.

Find out more.